Senior PSP Specialist

AIDA Recruitment is seeking a Senior PSP Specialist to own and manage all aspects of PSP financial operations, reconciliation, settlements, and liquidity management in a high-risk payments environment. This hands-on senior role involves daily oversight of payment flows while collaborating with Payments, Finance, Risk, and Compliance teams to ensure accuracy, control, and operational scalability.

• Own and manage end-to-end PSP reconciliation and settlement cycles across multiple payment providers (card acquirers, APMs, EMIs, crypto processors)
• Control and monitor liquidity and balances across PSP, bank, EMI, and crypto accounts
• Reconcile pay-in/pay-out flows, identify mismatches, and resolve discrepancies
• Monitor and validate MDR, fees, rolling reserves, chargebacks, refunds, and PSP cost structures
• Track and forecast settlement timelines and reserve releases
• Prepare and validate daily, weekly, and monthly PSP financial reports
• Investigate transaction-level discrepancies with PSPs, gateways, and internal systems
• Support audits and ensure strong internal controls over payment flows
• Improve and automate reconciliation processes using Excel, BI tools, SQL, and data tools
• Participate in PSP onboarding, contract review, and fee negotiations

• 2+ years of experience in PSP financial control, payment operations, or reconciliation within fintech, iGaming, or high-risk payments
• Strong understanding of card payment lifecycle (authorization, capture, settlement), chargebacks and dispute cycles, rolling reserves and delayed settlements, and multi-currency payment flows
• Hands-on experience reconciling PSP reports versus internal data
• Experience controlling liquidity across multiple PSP/EMI accounts
• Strong Excel skills with Power Query and advanced formulas preferred
• Experience with BI tools such as Power BI or Tableau and reporting systems
• English B2+ proficiency
• Detail-oriented, structured, ownership-driven mindset
• Nice to Have: iGaming or high-risk payments background, experience with multiple PSPs and international acquirers, automation mindset (SQL, Python, scripting, data queries), experience in scaling/startup PSP environments

• Fully remote format
• Flexible working hours
• Opportunity to build and structure the PSP Financial Control function from scratch
• Senior-level ownership with real operational impact
• Competitive compensation
• Participation in international fintech and payments conferences