Lead PHP Developer (Payments)

Not Your Average Start-Up is building next-generation payment infrastructure for high-volume, high-risk merchants. As Lead Payments Engineer, you'll own the architecture behind mission-critical payment flows, processor integrations, and systems powering merchant success.

• Lead architecture and development of advanced payment processing systems and APIs
• Integrate multiple acquirers, processors, and alternative payment methods
• Build merchant dashboards, reporting tools, and real-time monitoring systems
• Implement fraud, dispute, and chargeback workflows (VAMP, TC40, CE3.0, Ethoca, RDR)
• Ensure PCI DSS compliance and best-in-class data security
• Design high-availability, high-throughput backend systems built for scale
• Define and own the technical roadmap
• Mentor and grow an engineering team
• Collaborate with operations, compliance, and commercial teams

Required:

• Deep experience in payments, especially card-not-present and high-risk environments
• Strong proficiency in PHP/Laravel and modern backend patterns
• Proven experience integrating processors, acquirers, and risk tooling
• Solid knowledge of PCI DSS, tokenization, encryption, and secure coding practices
• Experience designing high-availability, high-volume systems
• Track record of managing engineering teams and owning technical strategy

Nice to Have:

• Crypto payment processing experience
• Machine-learning or rules-based fraud detection systems
• Exposure to offshore acquiring and multi-geo merchant onboarding
• Experience in ISO/MSP environments

• Fully remote setup with flexible schedule
• Fast-moving environment with quick, clear decisions
• Direct collaboration with founders and tech leadership
• Competitive compensation based on experience
• Team that values ownership, clarity, and healthy communication