System Analyst (Must have Fintech exp.)

DashDevs is seeking a System Analyst to join the Fintech Core team building a white-label modular platform that powers digital banks, payment systems, and fintech products across Europe, North America, and MENA regions. In this role, you will define technical architecture, system specifications, and integration designs for a comprehensive fintech platform enabling rapid creation of digital banking and payment products. You'll translate business requirements into detailed technical specifications while ensuring regulatory compliance and enterprise-grade security across microservices architectures.

• Analyze and document system requirements for platform modules including payments, card issuance, digital wallets, accounts, ledger management, and compliance systems
• Translate business requirements into detailed technical specifications, API contracts, database schemas, and integration architectures
• Design data models, entity relationships, and data flow diagrams for transactional and financial systems
• Define integration patterns and technical specifications for payment processors, KYC/AML providers, card issuers, and open banking platforms
• Document system behaviors using sequence diagrams, component diagrams, deployment architectures, and API specifications (OpenAPI/Swagger)
• Collaborate with Solution Architects to ensure system designs align with microservices architecture patterns and scalability requirements
• Define non-functional requirements including performance benchmarks, security controls, and data retention policies
• Facilitate technical design workshops with Engineering teams to review specifications and identify technical risks
• Create comprehensive system documentation in Confluence covering technical flows and infrastructure requirements
• Support QA teams by defining system integration test scenarios and technical acceptance criteria
• Analyze system performance bottlenecks and propose optimization solutions for high-throughput transaction processing
• Ensure all technical specifications maintain regulatory compliance (PCI DSS, GDPR, PSD2)

Professional and Technical Skills:

• 3+ years of experience as System Analyst, Technical Analyst, or similar role in fintech or banking domains
• Strong understanding of financial systems architecture including general ledgers, payment processing, and account management
• Experience with microservices architecture, API design, and distributed systems
• Proficiency in creating technical documentation: system design documents, data flow diagrams, sequence diagrams, ER diagrams
• Knowledge of database design and data modeling for transactional systems
• Understanding of integration patterns, message queues, and event-driven architectures
• Familiarity with payment systems standards (ISO 20022, SWIFT, SEPA, card schemes)
• Experience with API specifications (REST, OpenAPI/Swagger, webhooks)
• Understanding of cloud infrastructure and deployment architectures (AWS, Azure, GCP)
• Knowledge of authentication and authorization mechanisms (OAuth, JWT, API keys)

Domain Knowledge:

• Understanding of core banking concepts: accounts, transactions, balances, ledgers, reconciliation
• Knowledge of payment flows: domestic/international transfers, card payments, digital wallets
• Familiarity with KYC/AML processes and regulatory compliance requirements
• Understanding of financial data security standards (PCI DSS, GDPR)
• Experience with fintech product features: onboarding, card issuing, FX, acquiring

Analytical & Documentation Skills:

• Excellent analytical thinking and problem-solving abilities
• Strong technical writing skills with attention to detail
• Ability to translate complex business requirements into technical specifications
• Experience with UML, BPMN, or similar modeling notations
• Proficiency with documentation tools (Confluence, Notion, or similar)
• Experience with requirements management and traceability

Plus Skills:

• Experience with white-label or multi-tenant system architectures
• Knowledge of blockchain and cryptocurrency integrations
• Familiarity with regulatory frameworks (PSD2, Open Banking, MiFID)
• Experience with performance testing and system optimization
• Understanding of DevOps practices and CI/CD pipelines
• Experience with modular platform architecture
• Knowledge of financial compliance and audit requirements
• Experience with data migration and system integration projects

Project Details:

• Project Stage: Active development and continuous enhancement with multiple successful implementations
• Team Structure: Cross-functional team including Product Owners, Business Analysts, System Analysts, Frontend/Backend Developers, QA Engineers, DevOps, Security Specialists, and Compliance Consultants
• Work Environment: Agile environment with close collaboration between technical and business functions
• Focus Areas: Quality, scalability, and compliance are paramount priorities
• Platform: Built on microservices architecture supporting multi-currency operations, cross-border payments, card issuing, PCI & DSS compliant